Most 1981 twenty dollar bills aren't very valuable. However star notes can sell for more money. Continue reading to learn more about these bills.

1981 20 Dollar Bill

Specifications

Denomination: $20.00 USD
Type: Federal Reserve Note
Portrait: Andrew Jackson
Series: Two: 1981, 1981A

Value

The majority of these bills in circulated condition won't be worth more than their face value of $20. In the better condition grades these bills can sell for a premium. In addition, star notes can sell for higher prices.

Most 1981 series $20 bills are worth around $25 in extremely fine condition. Uncirculated bills with a grade of MS 63 can sell for around $65. Bills issued from the Federal Reserve Bank of Minneapolis can sell for more money.

The 1981A series $20 bills are worth around $25 in extremely fine condition. Uncirculated bills with a grade of MS 63 can sell for around $55-60.

Star Notes

Star notes are replacement bills that the United States Federal Reserve printed. These star notes are more rare and thus more valuable. You can tell if you have a star note by looking to see if there is a star symbol at the end of the serial number.

Most 1981 series $20 star notes are worth around $30-40 in very fine condition. In extremely fine condition the value is around $45-50. In uncirculated condition the price is around $95-125 for notes with an MS 63 grade. Star notes issued from the Federal Reserve Banks of Philadelphia and Minneapolis can sell for more money.

The 1981A series $20 star notes are worth around $30 in very fine condition. In extremely fine condition the value is around $50. In uncirculated condition the price is around $100 for notes with an MS 63 grade.

Grading System

Very fine- A note that has been in circulation but not for a long time. The note is still relatively crisp. There may be some creases, folds, or light smudges.

Extremely fine- A note that shows small signs of having been in circulation. The note will be bright and it will have almost all of its original crispness. There might be one or two minor creases or folds but there are no stains, discolorations, or tears.

MS 63 choice uncirculated- A note that shows no signs of ever having been in circulation. The note still has its original crispness. The note is also well-centered.

 

Sources:

The Red Book


See also:

1985 20 Dollar Bill
1977 20 Dollar Bill
1974 20 Dollar Bill